HMO is an acronym for Health Maintenance Organisation. Basically, HMO’s are companies that provide health insurance coverage to people for a monthly or annual fee. Also, every HMO work together with a list of providers that can provide the needed services of the clients enrolled in their program.
Equally important, the HMO’s have specific plans in place for their target audience. So, your health needs will determine which HMO to turn to.
Currently, HMO is taking a new shape in Nigeria and many people are now investing in the sector. In this article, we listed out some of the HMOs you can enroll with in Nigeria.
List Of HMOs In Nigeria
1. Hygeia HMO
Hygeia HMO is a leading health insurance company in Nigeria operating since 1986. As a matter of fact, Hygeia HMO is one of the best HMOs in Nigeria, if not the best. They are well known for swift customer care service, automated system of operation and giving a rich experience.
Additionally, they have great hospital options, whether for corporate or individual health needs. Hygeia network covers various services including; primary care providers like general practitioners (GPS) and secondary care specialists like dentists, physiotherapists, E.N.T practitioners and many more.
Also, at Hygeia HMO, you will always find a plan that suits your needs.
Hygeia Plans include:
- Personal Plan: This plan is suitable for individual, families, pregnant women, senior citizens etc
- SME Plan: This plan has two categories; HyStarter and HyStarter (Premium)
- Corporate Plan: This also have several categories: HyLite, HyBrid, HyValue, HyEnhanced and HyLeague
Head Office: 214, Broad Street, Elephant House, Floors 6-8, Lagos Island.
2. Total Health Trust HMO
In 1997, three passionate doctors came together to set up Total Health Trust HMO with the aim of providing cost effective health care service. However, THT began full operation in 1998 with the financial backing of Leadway Assurance Company. Currently, THT has served over 300,000 members, 500 corporate clients and government institutions. Also, Total health Trust HMO won the 2016 Nigeria health care award.
The company offers health benefits that suit different range of income brackets. The categories include:
- Liberty health cover
- Managed care capitation plans
- Sure health informal sector plans
- Third party administration
- Value added services
- National Health Insurance Scheme
Physical Address: 2, Marconi Road, Palmgrove Estate, Lagos, Nigeria
Contact: +234 1448 2106, +234 812 241 3534, +234 812 242 2479
3. Integrated Healthcare Limited
Integrated Healthcare Limited is another HMO provider in Nigeria that began operation in 2000. IHC caters for your health needs and enable you live a fulfilled life. Plans include: Corporate Plan, Family Plan, Individual Plan, Formal Sector Plan, The Tertiary Institutions Social Health Insurance Programme (TISHIP) Plan and Community Based Health Insurance Plan.
Physical Address: No. 19, Jos Street, Area 3, Garki District, Abuja, Nigeria.
Tel: +234 81 4612 0236, +234 90 2000 8294, +234 80 9723 6759
4. Avon HMO
Avon HMO was registered in 2012 but began operations in 2013. The HMO is a subsidiary of the Heirs Holdings Group, an investment company. Once you subscribe to their plan and you fall sick, Avon HMO steps in to pay the bills and also ensures your full recovery.
Basically, Avon has plans for individual, couples, family, SME & small groups, companies and large groups, international coverage and so on. You can check their website for their list of providers.
Physical Address: 29, Rumens Road, Off Bourdillon Road, Ikoyi Lagos, Nigeria
Contact: 0700-277-9800, 01-277-9800
5. AIICO Multi-Shield Nig. Ltd
AIICO Multi-shield Limited started operation in 1997 and is one of the HMO’s accredited by the National Health Insurance Scheme. They offer affordable healthcare services using best technology and human resources.
In addition, AIICO Multi-shield plan include: standard plan, executive plan, super executive plan and magnum plan. The members also have access to a nationwide network of providers you can plug into.
Physical Address: 322, Ikorodu Road, Anthony B/Stop, Anthony Village, Anthony, Lagos.
6. Princeton Health Limited
Princeton Health Limited was established in 1999 and incorporated in 2000. The company serves as a trusted intermediary between the people and medical care providers. Their plans includes: individual plan, couples plan, family plan and executive plan.
Head Office: 25, Mogaji Are Road, Opp Vitas Bakery Ring Road, Ibadan, Oyo State.
Contact: 07004004000, 08151205555, 08185955555, 09060005674
7. Defence Health Maintenance Ltd.
DHML is also known as the military HMO. It currently operates 138 health care facilities across the country. To partake in their service, you will need to enroll so that adequate professional staffing and resources can be made
available in both military and supporting facilities.
Additionally, every member under Defence Health Maintenance HMO is assigned a primary care provider (PCP).
Head Office: Plot 1323, Aderemi Adesoji Street, Off Samuel Jereton Mariere Road, Gudu District, Abuja.
Contact: +234-8069305886, +234-7037921025
8. Mediplan Healthcare Limited
Mediplan Healthcare Limited was incorporated in 2000 and they offer great healthcare insurance services with the best hospitals. Not only that, they are also known for taking prime care of their subscribers.
Apart from corporate and individual clients, Mediplan also provide health cover for the staff and dependents of Federal Ministry of Works, Federal Ministry of Agriculture, Federal Ministry of Agriculture & Rural Development, and Federal Ministry of Labour & Productivity.
In addition, their service extends to men and officers of the police force and their dependants in Oyo, Osun, and Ondo states in Nigeria.
- All purpose Health Plan (APHP)
- Enhanced Health Plan (EHP)
- Enhanced Health Plan Plus (EHPP)
- Ultimate Health Plan (UHP)
- Super Ultimate Health Plan (SUHP)
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9. Clearline International Limited (HMO)
Clearline was registered in January 1994 but, began full operation in 1997 as a National Health maintenance organisation. Not only that, Clearline has over 2000 partner hospitals nationwide. Their product ranges from corporate health insurance scheme to family/individual policy and tertiary institution health insurance plan.
Physical Address: Clearline House, 290 Ikorodu Road, Anthony, Lagos.
Phone: 08076490101, 08076490111, 08071010840
10. Reliance HMO
Reliance HMO is a health insurance company that operates like a technology company. They use software, data science and telemedicine to make their service accessible to all. Reliance HMO offer affordable and great insurance plans with reliable and good customer service
For as low as N3,500 per month, you can get an individual plan. Equally, they have affordable plans for family, people with special needs and businesses.
Address: 18, Jimoh Oladehinde Street, Gbagada, Lagos, Nigeria
Phone no: 0700-73542623
11. Swift HMO
Swift HMO has several plans in place to meet the needs of the society. In like manner, they provide their health care plans for large and small employers. Furthermore, Swift HMO has several health service hospitals, clinics and diagnostic centers spread across 126 cities in Nigeria.
Not only that, Swift HMO also manage outsourced work site clinics and health centers nationwide.
Address: FABAC Centre. 3 Ligali Ayorinde Avenue Victoria Island, Lagos.
Phone no: 08079438466, 07080601050
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12. Novo Health Africa HMO
Novo Health Africa is a national health maintenance organisation that provides health care service across Nigeria. Their services and products include NHA retail plans, NHA Corporate Plans, Connect-care and connect
Physical Address: Plot 10A Akiogun Road, Oniru Lekki, Lagos, Nigeria.
Phone no: 09090404387, 07037602736, +23412900047
13. Pro-Health HMO
Pro-Health HMO Ltd was established in 2008 by Nigeria Social Insurance Trust Fund for the purpose of providing health insurance to public and private sectors. Additionally, Pro Health is also accredited by NHIS. The company’s head office is located at Abuja with zonal offices in Lagos, Ibadan, Enugu, Kaduna, Maiduguri and Port-Harcourt.
Actually, Pro-Health HMO has wide range of products and services to meet your lifestyle needs. From providing NHIS standard healthcare services to secondary and tertiary healthcare services.
Head Office: BASSAN Plaza, Plot 759 Independent Avenue Central Business District, Abuja
Phone no: 0700776432584
14. Venus Medicare Ltd
Venus Medicare Ltd is a health maintenance company established by Zenith Bank Group. The company caters to individuals, small employer groups, and large corporate organizations in the private sector. Additionally,
they work with NHIS to provide social health insurance programme for employees of the 3-tiers of government.
Venue Medicare services includes emergency services, outpatient services, inpatient services, maternity services, child health services, surgical services, radiological services, eye care, dental care, etc.
Physical Address: 2, Atakpame Street, off Ademola Adetokunbo Crescent opposite Ascon filling station, Wuse 2, Abuja.
Phone no: +234 70033330000, +234 7046096878, +234 7046090877
15. Metrohealth HMO
Metrohealth HMO is another health management organisation established to be the HMO of choice to the general public and corporate entities alike. At Metrohealth, technology is rightly deployed to better their service
quality. Health plans include: Corporate health plans, retail health plans and sweet sixties plan.
Physical Address: St. Nicholas House, 26 Catholic Mission Street, Lagos, Nigeria.
Phone no: +234 01 460 6790, +234 0163 0038
16. Redcare HMO
Redcare HMO was incorporated in April 2009 and is duly registered with National Health Insurance Scheme (NHIS). They also offer affordable HMO services tailored to individuals, families, companies and parastatals. The service ranges from high end to the lower end of the market.
Head Office: 41, Gbolade Adebanjo street, off Coker Road, Ilupeju, Lagos, Nigeria.
Phone no: 07007332273